Ridesharing services like Uber and Lyft have made getting around a lot easier, but what happens if you get into an unexpected accident while using one of these services? While many people are concerned about getting from point A to point B, more hours on the road means ride sharing drivers have a higher chance of getting into an accident.
Whether you’ve been involved in an accident while using ride share, or are a frequent ride share user, it’s important to know what to do. Find out who is responsible in a ride share car accident.
Are Ride Share Companies Liable for their Drivers?
Ride sharing services like Uber and Lyft do not hire drivers as employees. Therefore, these ride sharing apps do not have to claim legal responsibility for their drivers.
Popular ride sharing services like Uber and Lyft require their drivers to have personal car insurance that meets or exceeds state minimums for liability coverage. However, this insurance may not be applicable while an individual is driving for hire. Uber and Lyft provide liability coverage for their drivers and each company has adopted policies with various coverage.
Both Uber and Lyft use commercial insurance with a maximum liability coverage for $1 million.
What Happens if My Driver is At Fault?
If you are using a rideshare service and your driver is at fault, available insurance coverages for both Uber and Lyft have a liability limit of $1 million.
What Happens if My Driver is Not At Fault?
If you’re a passenger in a rideshare vehicle, and another driver causes an accident, for both Uber and Lyft, available insurance coverage includes:
- The other driver’s insurance and liability limits
- Uninsured/underinsured motorist coverage up to $1 million
- Personal injury policy
What If I have been Injured in the Accident?
If you have been injured during a rideshare accident, its important to gather any pertinent information to assist with the claim. Obtain the rideshare driver’s name, insurance information, and license plate, as well as the other involved party’s information. Take photos of the accident scene and any injuries you may have. Report the crash to law enforcement as well as Uber or Lyft’s customer service line. Contact an attorney to guide you through the process and get you the compensation you deserve.
What should I do if I’m in an accident involving Uber or Lyft?
Auto accidents involved ridesharing companies can be confusing and unique because of the changing landscape of the laws that regulate such businesses. It’s important to contact an experienced personal injury lawyer if you have been involved in an accident like this.
If you have been injured in a rideshare accident, Moraitakis & Kushel, LLP can help. We will guide you through the process, answer your questions, and get you the compensation you deserve. Moraitakis & Kushel, LLP is one of Georgia’ leading serious injury law firms. Get in contact with us today for a free, no-obligation consultation.